Risk Management


In the world of business, risk is inevitable.

Every business is exposed to risk. H. D. Segur’s role is more than that of providing insurance. We specialize in helping companies resolve their insurance related-issues through the use of a comprehensive approach called “Risk Management”.

Risk Management goes far beyond the task of providing insurance protection. It involves identifying risks, controlling them and, where possible, removing them. We help you determine how much risk you can assume, what should be insured and what can be transferred to other parties. We determine which insurance carrier can provide the coverage required, at what cost, and present our recommendations to you. We may suggest that you do not buy insurance, if that’s what is best for you. Our programs can be modified at any time, as conditions change, and are reviewed with you to meet changing situations. Your job is running your business, our job is protecting it.


Because we work with companies large and small in almost every industry, we have gained a wealth of practical experience and knowledge that can benefit your business.

In Business since 1890, H. D. Segur stands ready to assist you with a full range of insurance and insurance related services. We have worked with a wide variety of accounts from trolley companies at the turn of the century to municipalities, financial institutions and major manufacturing companies of today. With committed, experienced and highly trained personnel, close relations with major insurance carriers and a tradition of integrity and service to clients going back to the last century, we can handle your insurance problems and let you concentrate on what you do best, run your own company. Our experience helps successful businesses be more successful.


H. D. Segur, Inc.’s commitment to professionalism is confirmed by our highly trained and experienced staff. We combine knowledge of our industry and your business to provide you solutions for your specific business goals.

Risk Management Services

  • Coverage and Exposure Reviews
  • Bid Preparation & Coverage Placement
  • Claim Management & Reporting Services
  • Loss Control Services
  • Safety Programs
  • Property & Building Appraisals
  • Technical Assistance
  • Various Consulting Services

Contact us today to learn more about risk management coverage or to review your existing policy.